That is why taxation is coercive to force people to cooperate, and to provide guarantees that other people are cooperating in addition to you and to spread the

That is why taxation is coercive to force people to cooperate, and to provide guarantees that other people are cooperating in addition to you and to spread the load out. If you don't do that, the prisoners dilemma is so out of adjustment that everyone would start to defect and it would unwind. That isn't really a moral observation, but its the nature of the game being so out of whack where it is you vs. 330,000,000 other people. Cooperating or not cooperating can have a large effect on your own finances while each single individuals contribution is miniscule (3e-9). But this is already happening and why we need higher taxes on the 1% and .1%.