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I agree that the idea is good, but I feel like it can be achieved just fine with a local-only form-filler, if it isn't already (all browsers and password manage

I agree that the idea is good, but I feel like it can be achieved just fine with a local-only form-filler, if it isn't already (all browsers and password managers now offer to save credit cards, and Apple & Google Pay even handle actual payment processing with better fraud protection). The bootstrapping problem seems like something of their own doing, both because it's a server-side solution as opposed to client-side, but also because there's most likely rent-seeking and extra fees involved. Every merchant wants to make more money so they should've had near-complete coverage very quickly unless there's a significant downside for the merchant for participating in said system.

chrisseaton 5y ago
Browser form fillers almost always seem to fail to fill in the card security number for me, so they end up useless.
phpnode 5y ago
Approximately 0% of consumers install browser extensions, it's a non-starter and also a totally different proposition. Every merchant wants more money but no one wants to mess up their payment flow, no one reasonable wants to add yet another option, yet another decision when it comes to the most critical part of their sales process - the thing that actually gets them paid. Fast's only shot was with merchants who already did a lot of sales via Stripe and they'd have to make integration utterly frictionless.