One would almost think it is worth setting up a US/UK/EU subsidiary structure and funnel payments optimally to each one using Stripe or whomever. Some services

One would almost think it is worth setting up a US/UK/EU subsidiary structure and funnel payments optimally to each one using Stripe or whomever. Some services in each of these territories charge just the interchange fee. Like: https://staxpayments.com/pricing/ https://staxpayments.com/pricing/ https://www.adyen.com/blog/interchange-fees-explained https://www.adyen.com/blog/interchange-fees-explained > On average, interchange fees are around 0.3-0.4% of the transaction amount in Europe and 2% in the US.