There is a solution between these extremes, which is: Store all the data you want, but make a document stating clearly what is worth keeping after you pass on,

There is a solution between these extremes, which is: Store all the data you want, but make a document stating clearly what is worth keeping after you pass on, and how to access it. Then just update the doc once a year. IANAL, but this is standard advice a lawyer will give you when drafting a will/estate plan.