I’ve read your comment at least 5 times and don’t understand what you’re saying. 1) Everything relies on the market, so I’m not sure what alternative you’re su

I’ve read your comment at least 5 times and don’t understand what you’re saying. 1) Everything relies on the market, so I’m not sure what alternative you’re suggesting that wouldn’t rely on the market. For example, cash or fixed income pensions are reliant on inflation remaining low. 2) “The market is stable over a long term, but that term has exceeded the average retiree’s age.”. I’m not sure what you’re saying here. Are you suggesting that depressions last more than 65 years (or whatever the average retirees age is)? Obviously they don’t, so not sure what you’re saying.