If your savings disappeared, I don't see how it's the system's fault. Houses and stocks skyrocketed over the past few years. Really the only way you'd have run

If your savings disappeared, I don't see how it's the system's fault. Houses and stocks skyrocketed over the past few years. Really the only way you'd have run out of money is: 1. you had all your retirement money in a checking account 2. you never bothered to look at your annual spend, total savings, and calculate a burn rate