> it is simply the largest cost for every single American across all classes. I don't think that's quite correct. It's the largest expense for almost everyone,

> it is simply the largest cost for every single American across all classes. I don't think that's quite correct. It's the largest expense for almost everyone, but it's a huge source of income and wealth for a much smaller non-overlapping group. Also totally coincidentally I'm sure that same group is disproportionally represented in all seats of power.