Theft of money from startups and non-for-profits is worse in my book. I use the direct word theft, because they take money that is out of the bounds of most mon

Theft of money from startups and non-for-profits is worse in my book. I use the direct word theft, because they take money that is out of the bounds of most money transmitter licenses. And considering what is taught in business school, is to quantify risk. If you trigger the unknown red flags, which software makers and other starting businesses tend to do, you risk losing access to your money for at least 180 days (up to forever). How do you quantify that kind of risk? California, re 1841: http://www.leginfo.ca.gov/cgi-bin/displaycode?section=fin&group=01001-02000&file=1840-1846 http://www.leginfo.ca.gov/cgi-bin/displaycode?section=fin&#3... And they are not even licensed to _operate_ in my state of Indiana. IC 28-8-4-20 (a) A person may not engage in the business of money transmission without a license required by this chapter. # hence all Paypal business in Indiana is illegal.