I would expect this to be a consequence of the "do what you love" mentality that seems to be popular of late, especially when coupled with irrational educationa

I would expect this to be a consequence of the "do what you love" mentality that seems to be popular of late, especially when coupled with irrational educational decisions ($250k for a social work degree at NYU etc). It's almost as if the "oh i actually need money" epiphany only happens later in life and leads to the dynamic you mentioned.