Google doesn't offer direct debit here in Germany for example. Credit cards are not so common here, but every 12 year old with a bank account can use direct deb

Google doesn't offer direct debit here in Germany for example. Credit cards are not so common here, but every 12 year old with a bank account can use direct debit. There is a big chunk of money lost if Germans are not able to pay with Google Checkout and i assume there are similar problems elsewhere. For consumers PayPal has a easy verification process and from that point on it works everywhere instantly. I also see a lot of advertising from PayPal, so the regular people trust them i think. They know what they are doing, they put more effort behind it than other ones. Google has a marketing budget for Chrome and look how well it does. I never heard from Amazon payments, so the same situation here. They both could do more if they want to be a real competitor.