In high-risk markets, and new merchants, it's not uncommon for funds to be held. But apparently this was neither. We really can't tell from the OP what market

In high-risk markets, and new merchants, it's not uncommon for funds to be held. But apparently this was neither. We really can't tell from the OP what market this guy is in, and what he is really selling. He is deliberately vague.. "I run a few online stores which sell various products (non-Ebay, just regular old stores that sell stuff I make or provide)" If he's going to attempt to draw such a large amount of attention, it might be helpful to know what specifically he is selling from all of his "regular old stores." I'm thinking there is far more to this story.