Which is why people are encouraged not to keep their wealth in money. We can get bogged down in endless discussions about the theory of money, but my view is th

Which is why people are encouraged not to keep their wealth in money. We can get bogged down in endless discussions about the theory of money, but my view is that money is not meant to be an appreciating asset. It is meant to be an easily fungible currency that discourages hoarding so that it's always put to work.