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This has a similarity to the original story here, in that the original sounded like: "They behaved a lot like a scammer would, but I also totally expect my real

• WorldMaker 5y ago
  Many banks today have communications preferences options and I've told all of my banks that do to never call me directly. If I receive any sort of legitimate call from them I immediately follow up with a strongly worded letter that they should not have called me and violated their own security policies. The only thing we can do about "bank behaviors make it easier for scammers" is to change bank behaviors. It's not an easy process, but unfortunately it is a necessary process.
  • B1FF_PSUVM 5y ago
    One of the wonders of the world is how much unnecessary data they collect - just because they can demand it - with nary a thought of how much of a liability that is. Guess it will take a few years of getting slapped for it to filter down.
• fallingknife 5y ago
  He is looking for a definite red flag that it's a scammer. This is a terrible strategy and he should know better. One suspicious act and you should hang up and call the number on the back of the card. Really you should just not take calls from the bank ever and call back on the number on the card.
• red369 5y ago
  Many years ago, I have worked in a call centre for a bank and the process for calling customers was exactly what you’d expect from a scammer. In the standard/credit card section (not, for example, credit card debt collections), it was rare to have to make outbound calls, but when they were needed, no information could be given out until the customer answered security questions. Some customers questioned this because it was exactly what they’d been told never to do. They were told that of course it was right to be cautious, and they could call back, but that they would need to wait in the queue and likely speak to a different person. This was all before they could even be told what they were being called about. Perhaps half the people questioned the process upon receiving the call (“you called me, and you want ME to prove who I am?”, but very few hung up and called back. From memory, this was mostly improved later on - no security questions needed unless some sort of action needed to be taken on the account.
  • jonhohle 5y ago
    This happened to me with Bank of America’s fraud department. I had a charge that tripped the fraud detector on a relatively new card. I don’t recall the sequence of events, but I believe I was prompted to request a callback from the fraud department. When they called back I had to answer a bunch of PII questions, and then they pushed a 2FA code to me and asked me to read it back over the phone. I told him, the 2FA message literally says to never give this number out to anyone, but they insisted it was necessary to continue. I was shocked that the banks fraud department would be so cavalier.
• vmception 5y ago
  If you’ve ever tried to get a crypto token listed on an exchange, its just as bad in that arena even though it seems so far behind the scenes. The process to get listed is the same as a scammer’s process to ensure you get listed. Some exchanges will say “no we would never handle this with DMs over telegram” /gets listed by being introduced to someone with a DM over telegram/