Here in the Netherlands, the government has been pushing back against cashless for more or less this reason - that it grinds the poor who are most likely to be

Here in the Netherlands, the government has been pushing back against cashless for more or less this reason - that it grinds the poor who are most likely to be unbanked. One of their papers on the subject basically accepted that a lot of the poorest Dutch residents are using cash in the underground economy, and advised that tampering with it would cause a lot of hardship.