Depositing money isn't giving money to a bank. It's exchanging money for highly liquid debt and receiving interest in return. Giving money to a bank is a relati

Depositing money isn't giving money to a bank. It's exchanging money for highly liquid debt and receiving interest in return. Giving money to a bank is a relationship where the bank pays you. Also, the government already forces you to have auto insurance. This doesn't really seem any better or worse.