I don't know what it is like in the US but the UK banks charge quite a lot to deposit cash (Barclays is 0.9% for example). Also for a small business it's yet an

I don't know what it is like in the US but the UK banks charge quite a lot to deposit cash (Barclays is 0.9% for example). Also for a small business it's yet another job that the proprietor will need to handle themselves. Then you have the problems with staff dipping into the till, this almost sank the business of someone I know.