This needs to be an either or. If company is given right to foreclose, they can recover costs + interest, remaining equity to homeowner. If company is not giv

This needs to be an either or. If company is given right to foreclose, they can recover costs + interest, remaining equity to homeowner. If company is not given right to foreclose, fair enough, they get an equity interest they can't liquidate until perhaps a sale in the ordinary course (ie, passing of owner).