Yes, but I'm not sure this is limited to "older" people! It really helps to have a security model people can understand, operating like something they already

Yes, but I'm not sure this is limited to "older" people! It really helps to have a security model people can understand, operating like something they already know. You don't get phished at the front door either (if we're talking FIDO). The problem is the non-trivial expense. That leads to organizations like universities not using them and essentially insisting that everyone -- specifically students -- uses their own, possibly compromised smartphone, though you can get round that with on your laptop, say. That's also the device they're likely to use to connect too... And it's still phishing, we've heard of it.