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I quite like Google's approach, where you don't get a notification and have to go into the app to get the pop up. My bank does the same thing, you have to go in
by mcintyre1994 5y ago
I quite like Google's approach, where you don't get a notification and have to go into the app to get the pop up. My bank does the same thing, you have to go into the app without a notification, see the pending transaction in your list and then approve/reject it. Feels a lot safer than push notifications for sure.
- koolba 5y agoYour bank lets you approve and reject individual transitions in real time or just ones that get flagged by them for fraud?
- mcintyre1994 5y agoIt’s their implementation of 3D Secure for online payments, which I think is based on a combination of heuristics and the merchant opting in/out. It’s a very good UX though, banks I’ve used in the past would ask you to enter some characters of your password on a weird looking 3D secure page. This is their blog when they announced it: https://monzo.com/blog/2018/08/22/launching-3d-secure https://monzo.com/blog/2018/08/22/launching-3d-secure