The subject’s race is not in a credit report. So that’s better, but as long as people look for other clues as to the applicant’s race (such as their name or add

The subject’s race is not in a credit report. So that’s better, but as long as people look for other clues as to the applicant’s race (such as their name or address history), that’s going to be a problem. That’s not the credit report’s fault, though. We mustn’t let perfection be the enemy of continuous improvement.