Yeah, I'm mostly worried about the idea that you could not decouple your banking information from your person. You could be robbed at 3 in the morning the same

Yeah, I'm mostly worried about the idea that you could not decouple your banking information from your person. You could be robbed at 3 in the morning the same as being frog marched at gunpoint into your local institution during your lunch break, but in this case your local bank would have no guards, no tellers, no video cameras, no red button to summon the police and no way to secure your section of the vault against intruders. I don't know how they would provide any level of protection for your assets that you didn't provide yourself. If they figure that out then I'm all for it.