Pre pay for kid's school, invest in low risk funds, pay off my mortgage. After the mortgage, I have zero debt. From there, it's very easy to just keep saving a

Pre pay for kid's school, invest in low risk funds, pay off my mortgage. After the mortgage, I have zero debt. From there, it's very easy to just keep saving and paying cash for things (like cars). A million dollars is not a lot but applied well, it can reshape a life.