I'm not a supporter of cryptos. But most really corrupt countries. So about half the world, if not more. A large part of Africa, a large part of Asia, a good

I'm not a supporter of cryptos. But most really corrupt countries. So about half the world, if not more. A large part of Africa, a large part of Asia, a good part of south America, some eastern European countries. If you want to create better banks, you'd have to pay bribes, millions/billions of dollars of bribes. So you're back to square one because you can't operate without charging huge fees or doing dodgy things.