Agreed. I almost never use my debit card. And now, my wife doesn't either. Though her card got skimmed at an ATM, not during a debit card transaction, so thi

Agreed. I almost never use my debit card. And now, my wife doesn't either. Though her card got skimmed at an ATM, not during a debit card transaction, so this advice doesn't work. Now she just doesn't ever use ATMs. For better or worse, we now keep a few grand in the safe at home and pull from that for the occasional cash need. When I need to replenish that, I walk into the bank and take it out the old fashioned way. It's not paranoia when they really are out to get you...