None of this is surprising. The PPP was horribly, horribly mismanaged. There were heaps of small businesses that couldn't get funded because their owners didn't

None of this is surprising. The PPP was horribly, horribly mismanaged. There were heaps of small businesses that couldn't get funded because their owners didn't know how to fill out the forms or they didn't fill them out in time with the right bank, despite money seemingly shooting out of a cannon.