Stellar is the future of crypto currency because of their work on CBDCs. They've been around for nearly a decade and are firmly entrenched in the government fin

Stellar is the future of crypto currency because of their work on CBDCs. They've been around for nearly a decade and are firmly entrenched in the government financial policy space (SDF has been the only foundation publicly participating with White House and US Congress). They move money around the world today with many partnerships including MoneyGram. They recently hired a new executive leadership position for their CBDC product that came from the Fed. Their network is the only one in the CBDC space with a non-profit corporation operating it. Governments are working to create their own CBDCs right now and want turn key solutions that meet standards like ISO 20022 (which Stellar has). XLM is the coin which is used to power network operations in service of creating markets for CBDCs and other crypto assets. The Stellar network fee for transactions is 0.00001 XLM, which is far cheaper than other coins, especially at the price and volume XLM will be for the foreseeable future.