I believe the only country in the world to still use cheques are the US. In Europe, at least, we get an invoice with payment details printed on it or an occasio

I believe the only country in the world to still use cheques are the US. In Europe, at least, we get an invoice with payment details printed on it or an occasional giro form. Both are probably easier to scam than cheques. In my country this is a real thing: fake invoices (in the sense that they are real invoices, but for fake services) mailed to companies hoping a few companies automatically pay them. They are called Spookfacturen (ghost invoices). And if ever we switch to full digital invoicing, this'll grow much bigger. Because now the costs of these scams are big.