> you need to go to the bank to cash them in No you don't. You can scan them in many cases these days, or mail them in. Can also deposit in ATMs. I cash check

> you need to go to the bank to cash them in No you don't. You can scan them in many cases these days, or mail them in. Can also deposit in ATMs. I cash checks all the time and haven't physically been to my bank in over 20 years, as the nearest branch is ~3000 miles away.