> That just means it's not compound interest. that's not true. simple interest is calculated on the remaining principal, thus it does continue to accrue with t

> That just means it's not compound interest. that's not true. simple interest is calculated on the remaining principal, thus it does continue to accrue with time (which this "zero interest 50%" does not) compound interest means interest calculated on the remaining principal and on accrued interest. https://www.investopedia.com/ask/answers/042315/what-difference-between-compounding-interest-and-simple-interest.asp https://www.investopedia.com/ask/answers/042315/what-differe...