Oh great, so all you have to worry about is: - the deductible cost - the risk of the insurance company not paying, or low-balling the payout - loss of all pe

Oh great, so all you have to worry about is: - the deductible cost - the risk of the insurance company not paying, or low-balling the payout - loss of all personal items in the vehicle - time and monetary cost of temporary transportation - future insurance premium increases - having to buy a new car We must have dealt with different insurance companies if your expectation is that it will be a quick, satisfactory, process.