I had a couple of minor bills like this with companies I barely ever deal with, and at one point I bothered to look at my credit rating. The material impact of

I had a couple of minor bills like this with companies I barely ever deal with, and at one point I bothered to look at my credit rating. The material impact of a few unpaid items was to drop the bullshit FICO rating from 840 to 810. As in not worth my time at all to fix some company's internal fuckups versus wait a few years for nobody else to care either.