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This is a good read on why its not a bad idea: https://hwfo.substack.com/p/the-surprisingly-solid-mathematical?s=r https://hwfo.substack.com/p/the-surprisingly-

• throwaway6532 5y ago
  >The point of disaster planning for a hurricane, tornado, earthquake, or wildfire, is not to be “not-screwed.” It’s to be notably less screwed. This times 1000. Thanks for sharing this article! This is the exact type of analysis that resonates with me and that I do in a less formal manner and have been keeping my eyes on the horizon, so to speak, for a good decade now. There's a reason I'm alarmed.