Its a poor implementation crafted by skittish legal doing cookie cutter things for decades, implemented by certificate chasing IT staff who couldnt launch a too

Its a poor implementation crafted by skittish legal doing cookie cutter things for decades, implemented by certificate chasing IT staff who couldnt launch a tool by a script kiddie if their life depended on it. And then there are also structural differences, such as in crypto the trade is the settlement. So other markets could have a different approach, and then have to deal with settlement.