> I'd like to know how that differs from just plain income? The more money you make, the easier it is to keep clean credit. But it also gives you more control o

> I'd like to know how that differs from just plain income? The more money you make, the easier it is to keep clean credit. But it also gives you more control over driving to let you be a safer driver. Basically credit score is a measure of how you manage debt, which is easier with higher income, of course. An edge case I myself recently run into is that having no debt would lower your score, as having no debt provides no evidence of how well you can manage it.