For my family, and probably many like mine, our concern is watching our savings evaporate. I lived through 08, so I remember massive recessions. But things ar

For my family, and probably many like mine, our concern is watching our savings evaporate. I lived through 08, so I remember massive recessions. But things are different when you're just starting out and watching your modest "retirement" account fall, than they are when you have a significant life that you've built. I know pragmatically that the markets will rebound, but it's still jarring to see your net worth move so dramatically in a matter of weeks. I'm also not very concerned about housing. Even though I definitely overpaid, living through 08 gave me the mentality that houses are places you live, not investments you make.