> Not really right, but they hand out that loan. Student loans, if that's what you're referring to, are basically 0-risk because they'll either get wiped out b

> Not really right, but they hand out that loan. Student loans, if that's what you're referring to, are basically 0-risk because they'll either get wiped out by the government at some point, or the person will eventually pay it off within their lifetime; this is helped by how you can't discharge student loan debt in bankruptcy.