Point #1 is what comes with freedom of movement. Rich or poor, no one should be stopped from settling or removing himself to wherever he pleases so long as he h

Point #1 is what comes with freedom of movement. Rich or poor, no one should be stopped from settling or removing himself to wherever he pleases so long as he has the means to pay for it. Point #3 undermines Point #2. Buying a home anywhere is a personal and unilateral spending decision. And when a sufficient number of people buy homes in a particular area, that becomes the "community". With Point #4, I agree government exacerbates the issue. However it does so through regulations. Redlining aside, what you've listed are the consequences of those regulations.