You haven't looked very hard if you think it's 100% useless. Some top of mind things: - Transferring funds overseas - Trading/speculation on public exchanges

You haven't looked very hard if you think it's 100% useless. Some top of mind things: - Transferring funds overseas - Trading/speculation on public exchanges - Selling art online There's a lot of sensationalist articles about how these things are all ponzis or as you say "providing liquidity to early adopters", but you don't have to buy and hodl major coins to use Web3/decentralization. Many of the above use cases are much easier on the blockchain than using traditional brokers. Not to mention there's a lot of friction in the form of providing personal info when you sign up (which may end up hacked/leaked) and chance of being subject to random discrimination.