Totally agree with you there (except for the 3 percent of the time when actually we do want to apply predictive branching, as it were, and brace ourselves for t

Totally agree with you there (except for the 3 percent of the time when actually we do want to apply predictive branching, as it were, and brace ourselves for tomorrow's need rather than simply today's. That is arguably how the future gets built, in fact. But that there are outlier cases doesn't invalidate the main point of the principle you cite, of course). The rest -- frameworks, methodologies -- are window dressing (or at best training wheels), mostly.