It may be “trivial” to someone with a high level of expertise. But the number of moving parts required in that automation does add a significant barrier to most

It may be “trivial” to someone with a high level of expertise. But the number of moving parts required in that automation does add a significant barrier to most the of “script kiddies” that are using bots. You still need to automate account creation and setting up of a TOTP token, that’s not “easy” for a lot of people.