Bank fees is absolutely something you can and should negotiate about. Late with a payment a day or two? Charged a fee? Call you bank, apologize and humbly ask f

Bank fees is absolutely something you can and should negotiate about. Late with a payment a day or two? Charged a fee? Call you bank, apologize and humbly ask for a fee to be waived. If you're a client in good standing, they're very likely to remove the fee. You just have to ask. Of course, if you abuse it, they can refuse, so do not ruin it.