No, I don't think that many businesses have insurance that covers shoplifting. I don't know the norms for everywhere, but based on personal experience running

No, I don't think that many businesses have insurance that covers shoplifting. I don't know the norms for everywhere, but based on personal experience running a small retail business in the Bay Area, it's not common. I guess it's possible that larger businesses have such insurance, but I'm very doubtful. I've never heard of anyone filing for reimbursement. Product that walks out the door is just a loss that needs to be recouped from someone else. Do you have any evidence that would suggest that they are repaid for their losses?