You also have to plan on saying in the home for decades, when most people dont. Currently spending that money will not really increase the resell value of the

You also have to plan on saying in the home for decades, when most people dont. Currently spending that money will not really increase the resell value of the home that much, so you like you will recouped it if you sell your home say 5-7 years (common average in the South - Southwest).