> no one is buying a house with cash in their bank, not even rich people That's how I bought my house, and I earn less as a solopreneur than many FAANG employe

> no one is buying a house with cash in their bank, not even rich people That's how I bought my house, and I earn less as a solopreneur than many FAANG employees in this community. My "cash offer" came with the standard proof of funds: a piece of paper the local Wells Fargo branch printed for me on their letterhead that said I have an $X balance as of that date, where $X was greater than the price I was offering for the house. I walked into the same branch and wired that cash to an escrow company a few days before closing.