13 ms·

This. Some money on a regular savings account, and some more as cash.

• luciusdomitius 5y ago
  Regular savings account offers interest 5-6 percent below even paper inflation. How is this advice on-topic, when OP is asking how to AVOID EXACTLY THIS??
  • unmole 5y ago
    The advice is perfectly on topic because OP's fundamental premise is wrong.
  • deleted 5y ago
    [deleted]
  • 2000UltraDeluxe 5y ago
    The thing is that you can't protect your emergency funds against inflation. The point of emergency funds is that you have them readily available -- not to invest them. If inflation eats your emergency fund then you increase the size of your emergency fund to compensate for it. It's kinda like paying for IT security; with luck it'll just be a cost that you never see any benefit from. If not, you'll be glad you have them.