> Housing affects mostly everybody. Housing mostly only affects renters (~40% of the market) and is also not evenly distributed geographically. While rents in

> Housing affects mostly everybody. Housing mostly only affects renters (~40% of the market) and is also not evenly distributed geographically. While rents in Miami might spike 40% in a year, that affects only (0.4 * 900K)/100M of households in the US.