This _includes_ property. The following source does indeed show a 50th percentile (median) household wealth of $100K, but if you read the damn thing it shows t

This _includes_ property. The following source does indeed show a 50th percentile (median) household wealth of $100K, but if you read the damn thing it shows the median contribution from property is $120K, which presumably means, if you were to exclude property owners, the average would be MUCH closer to 0. It also shows that 30% is contributed overall from property and another 30% from retirement accounts... Which can't be accessed until late in life and don't help you cover unexpected expenses. Link: https://www.census.gov/content/dam/Census/library/publications/2020/demo/p70br-170.pdf https://www.census.gov/content/dam/Census/library/publicatio... > The assets with the highest median values are primary home equity and rental property equity. The median value for home equity and the median equity in rental prop- erties, which are not statistically different from each other, were $118,000 and $120,000, respec- tively