Awesome to hear about the equity! only the taxes and interest of a mortgage are expense. if those are less than 1600, youve improved on renting. hell, I do n

Awesome to hear about the equity! only the taxes and interest of a mortgage are expense. if those are less than 1600, youve improved on renting. hell, I do not think you will find a rental for 4-5 people for less than 2600 near NYC anyway. Maybe Flushing. The baiting comment was because the goal of your post seemed unclear to me, but it did come off more as a vent for watching paychecks come and go Keep an eye on the market, you might be able to increase your paycheck. alternatively, start a passion project that might be able to generate some side income. Also consider if there is more opportunity with your current employer. it is mildly annoying, but ask for more responsibility and then after you are handling it well ask for a raise. it is annoying because ideally you get the raise and responsibility at the same time, but it is very rare to see it happen that way