Doesn’t “usury” have a predatory connotation? I think just the concept of debt is what has allowed our human economy/society to develop. Nobody would ever be ab

Doesn’t “usury” have a predatory connotation? I think just the concept of debt is what has allowed our human economy/society to develop. Nobody would ever be able to start a business without debt. (Unless you’re already rich) Nobody would ever just hand out their capital for free. There has to be an incentive for the lender to take on the risk of default, and so we make agreements that interest be paid to the lender. Healthy, responsible lending is truly a win-win for everyone. Usury is like payday loans and shit credit cards targeting poor college students. Things where the lender knows the borrower will be unable to pay and thus trapped forever