4 ms·

Google Pay seems to share its data with payments.google.com and by extension Play Store, Play Movies and other services. I bet that's where his "signup" came f

by izacus 5y ago

Google Pay seems to share its data with payments.google.com and by extension Play Store, Play Movies and other services. I bet that's where his "signup" came from - although every time I want to add a card to Google Pay on phone/watch I need to go through a tedious signup process involving my bank and SMS tokens, so I find this tweet very suspect.

Mindwipe 5y ago
Yup. Apple does the same thing.
- emeraldd 5y ago
  Last I checked, Apple is explicit in saying you must add a payment method to Apple Pay.
  - messe 5y ago
    Yep, I even need to confirm via my bank (online or app) to enable a card with Apple Pay (per-device as well, it's not just added to my Apple ID and then allowed everywhere). I'm in the EU though, I'm not sure what it's like in the US.
bilekas 5y ago
This. The issuing bank/institution needs to verify additions to any 3rd party processor like ApplePay, GPay etc The tweet is a little bit weird too because he assumes its because he used a card somewhere and makes it seem like his card was added to Google pay which can't automatically happen..
xeromal 5y ago
For most people, it would surely be BS, but I'd be surprised if PG is making this up.
mynameisvlad 5y ago
There's multiple forms of "Google Pay" and people seem to be confused about this. You are talking about adding a card to tap-to-pay, and therefore generating a tokenized device account. That requires verification as you are essentially "creating" a "new" card. "Google Pay" is also the name of the peer-to-peer transfer service Google has (had?) which accepts debit and credit cards and allows you to pay others. This only uses standard address verification. "Google Pay" is also the name of the payment processing service Google uses for their own services, like the Play Store. Adding a card here also only uses standard address verification. Data is shared between these three systems. If you have already registered cards with 2/3, they will be pre-populated when you try and add a new tap-to-pay card, and at that point you do the SMS verification.
- jjulius 5y ago
  >There's multiple forms of "Google Pay" and people seem to be confused about this. >Data is shared between these three systems. I understand the point you're making, but if the three systems share the same name, and they all share data between themselves, then for all intents and purposes it's one system.
  - mynameisvlad 5y ago
    The point I'm really making is that not all forms of Google Pay require the same amount of verification, so it's quite conceivable that the author of the Tweet didn't go through rigorous 2FA like the GP comment did. Whether it's considered one or multiple systems is a pedantic opinion that will depend on the person and doesn't really change the core point I'm making.

by izacus 5y ago

Mindwipe 5y ago

Yup. Apple does the same thing.

emeraldd 5y ago
Last I checked, Apple is explicit in saying you must add a payment method to Apple Pay.
- messe 5y ago
  Yep, I even need to confirm via my bank (online or app) to enable a card with Apple Pay (per-device as well, it's not just added to my Apple ID and then allowed everywhere). I'm in the EU though, I'm not sure what it's like in the US.

bilekas 5y ago

This. The issuing bank/institution needs to verify additions to any 3rd party processor like ApplePay, GPay etc The tweet is a little bit weird too because he assumes its because he used a card somewhere and makes it seem like his card was added to Google pay which can't automatically happen..

xeromal 5y ago

For most people, it would surely be BS, but I'd be surprised if PG is making this up.

mynameisvlad 5y ago

There's multiple forms of "Google Pay" and people seem to be confused about this. You are talking about adding a card to tap-to-pay, and therefore generating a tokenized device account. That requires verification as you are essentially "creating" a "new" card. "Google Pay" is also the name of the peer-to-peer transfer service Google has (had?) which accepts debit and credit cards and allows you to pay others. This only uses standard address verification. "Google Pay" is also the name of the payment processing service Google uses for their own services, like the Play Store. Adding a card here also only uses standard address verification. Data is shared between these three systems. If you have already registered cards with 2/3, they will be pre-populated when you try and add a new tap-to-pay card, and at that point you do the SMS verification.

jjulius 5y ago
>There's multiple forms of "Google Pay" and people seem to be confused about this. >Data is shared between these three systems. I understand the point you're making, but if the three systems share the same name, and they all share data between themselves, then for all intents and purposes it's one system.
- mynameisvlad 5y ago
  The point I'm really making is that not all forms of Google Pay require the same amount of verification, so it's quite conceivable that the author of the Tweet didn't go through rigorous 2FA like the GP comment did. Whether it's considered one or multiple systems is a pedantic opinion that will depend on the person and doesn't really change the core point I'm making.